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FNMA # sort FHLMC # sort Description sort Revision date sort Download
1004 70 Uniform Residential Appraisal Report 2005/03 appraisers form in pdf format
1004 70 Uniform Residential Appraisal Report 1993/06 appraisers form in pdf format
1004C 70B Manufactured Home Appraisal Report 2005/03 appraisers form in pdf format
1004MC 71 Market Conditions Addendum to the Appraisal Report 2009/03 appraisers form in pdf format
1073 465 Individual Condominium Unit Appraisal Report 2005/03 appraisers form in pdf format
1073 465 Individual Condominium Unit Appraisal Report 1994/10 appraisers form in pdf format
1025 72 Small Residential Income Property Appraisal Report 2005/03 appraisers form in pdf format
1025 72 Small Residential Income Property Appraisal Report 1994/10 appraisers form in pdf format
1007 1000 Single Family Comparable Rent Schedule 1988/08 appraisers form in pdf format
1004B 439 Statement of Limiting Conditions and Appraiser's Certification 1993/06 appraisers form in pdf format
1004D 442 Appraisal Update and/or Completion Report 2005/03 appraisers form in pdf format
216 998 Operating Income Statement - One-to Four-Family Investment Property and Two-to Four-Family Owner-Occupied Property 1988/08 appraisers form in pdf format
1075 466 Exterior-Only Inspection Individual Condominium Unit Appraisal Report 2005/03 appraisers form in pdf format
2055 2055 Exterior-Only Inspection Residential Appraisal Report 2005/03 appraisers form in pdf format
2055   Desktop Underwriter Quantitative Analysis Appraisal Report 1996/09 appraisers form in pdf format
  2055 Quantitative Analysis Appraisal Report 1997/11 appraisers form in pdf format
2000 1032 One-Unit Residential Appraisal Field Review Report 2005/03 appraisers form in pdf format
2000 1032 Residential Appraisal Field Review Report 1989/11 appraisers form in pdf format
2000A 1072 Two-to-Four-Unit Residential Appraisal Field Review Report 2005/03 appraisers form in pdf format
1073A 465B Analysis of Annual Income and Expenses - Operating Budget 1980/09 appraisers form in pdf format
  465A Project Analysis 1980/09 appraisers form in pdf format
2065   Desktop Underwriter Qualitative Analysis Appraisal Report 1996/09 appraisers form in pdf format
  704 Second Mortgage Property Value Analysis Report 1986/01 appraisers form in pdf format
1095   Limited Residential Appraisal and Summary Report 1995/09 appraisers form in pdf format
  1013 1-4 Unit Property Inspection Report 1995/10 appraisers form in pdf format
2045   Master Residential Appraisal Report 2000/12 appraisers form in pdf format
2045a   Master Residential Appraisal Report - Amendment 2000/12 appraisers form in pdf format
2045b   Master Residential Appraisal Report 2000/12 appraisers form in pdf format
  2070 Condition and Marketability Report 1997/11 appraisers form in pdf format
2075   Desktop Underwriter Property Inspection Report 1997/07 appraisers form in pdf format
2090   Individual Cooperative Interest Appraisal Report 2005/03 appraisers form in pdf format
2095   Exterior-Only Individual Cooperative Interest Appraisal Report 2005/03 appraisers form in pdf format
2095   Desktop Underwriter Individual Cooperative Interest Appraisal Report 1998/06 appraisers form in pdf format
Form # sort Description sort Revision date sort Download
FeeSch Fee Schedule Guide 2009/01 appraisers form in pdf format
TerrCov Territories Covered / Coverage Area 2009/01 appraisers form in pdf format
AppReq Appraisal Request 2009/01 appraisers form in pdf format
ApprCl Approved Lenders / Clients List 2009/01 appraisers form in pdf format
Form # sort Description sort Revision date sort Download
FNMA 1003 / FHLMC 65 Uniform Residential Loan Application [interactive PDF] 2005/07 appraisers form in pdf format
FNMA 1003 / FHLMC 65 Uniform Residential Loan Application 1992/10 appraisers form in pdf format
  Truth in Lending Disclosure Statement   appraisers form in pdf format
CRAR Credit Report Authorization and Release 1995/03 appraisers form in pdf format
GFE2 Good Faith Estimate 1995/03 appraisers form in pdf format
  Deed of Trust appraisers form in pdf format
ItemDisc Itemization of Amount Financed 1995/03 appraisers form in pdf format
RE 883 Mortgage Loan Disclosure Statement / Good Faith Estimate 1993/12 appraisers form in pdf format
IRS 8821 Tax Information Authorization [interactive form] 2008/08 appraisers form in pdf format
FNMA 1084 Cash Flow Analysis [interactive form] 2001/10 appraisers form in pdf format
DiscNote Disclosure Notices 2004/04 appraisers form in pdf format
ECOA The Federal Equal Credit Opportunity Act 1995/03 appraisers form in pdf format
FLN The Housing Financial Discrimination Act of 1977 Fair Lending Notice 1995/03 appraisers form in pdf format
NRTC Notice of Right to Cancel 2005/03 appraisers form in pdf format
SPFLDHAZ Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance 1997/06 appraisers form in pdf format
OWNOCC Statement of Applicant Regarding Owner Occupancy of Property 1995/03 appraisers form in pdf format
AppDisc Appraisal Disclosure 1995/03 appraisers form in pdf format
Form # sort Description sort Revision date sort Download
  Buyers Walk Through Inspection 1999/07 appraisers form in pdf format
  Contract for Purchase and Sale 1999/07 appraisers form in pdf format
  Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards 1999/07 appraisers form in pdf format
Form # sort Description sort Site sort Download
HUD-1 HUD-1 Forms hud.gov HUD-1 forms in pdf format
HUD-2 HUD-2 Forms hud.gov HUD-2 forms in pdf format
HUD-3 HUD-3 Forms hud.gov HUD-3 forms in pdf format
HUD-4 HUD-4 Forms hud.gov HUD-4 forms in pdf format
HUD-5 HUD-5 Forms hud.gov HUD-5 forms in pdf format
HUD-6 HUD-6 Forms hud.gov HUD-6 forms in pdf format
HUD-7 HUD-7 Forms hud.gov HUD-7 forms in pdf format
HUD-8 HUD-8 Forms hud.gov HUD-8 forms in pdf format
HUD-9 HUD-9 Forms hud.gov HUD-9 forms in pdf format
FHA FHA Forms hud.gov FHA forms in pdf format
Fannie Mae Fannie Mae Forms efanniemae.com Fannie Mae forms in pdf format
Freddie Mac Freddie Mac Forms freddiemac.gov Freddie Mac forms in pdf format
US Federal Federal Forms forms.gov US Federal forms in pdf format
VA VA Forms va.gov VA forms in pdf format
EPA EPA Forms epa.gov EPA forms in pdf format
Ginnie Mae Ginnie Mae Forms ginniemae.gov Ginnie Mae forms in pdf format
IRS IRS Forms irs.gov IRS forms in pdf format
GSA GSA Forms gsa.gov GSA forms in pdf format
Rural Rural Development Forms rurdev.usda.gov Rural forms in pdf format
appraisal format Below is a list and a short description of the different appraisal formats we offer.
appraisal format
[-]   FNMA 1004 (Owner Occupied)
URAR - FNMA 1004 Uniform Residential Appraisal Report (Owner Occupied Properties)

The FNMA 1004 appraisal report consists of a visual interior and exterior observation of the subject property and a visual observation from street of all comparable sales used to support the value conclusion. Photographs include front, rear and street scene photographs of the subject property and front photographs of all comparable sales. Also included: an interior floor plan sketch, interior photographs of the subject property, Market Condition Addendum, Zip Code Statistics, aerial view of subject property, aerial assessor map, assessor map, a location map (indicating location of the subject and comparables) and plat/survey if available.

[-]   FNMA 1004 (Investment Property)
URAR - FNMA 1004 Uniform Residential Appraisal Report (Rental/Investment Properties)

The FNMA 1004 appraisal report, in conjunction with a Single Family Comparable Rent Schedule (FNMA 1007) and an Operating Income Statement (FNMA 216), consists of a visual interior and exterior observation of the subject property and a visual observation from street of all comparable sales used to support the value conclusion. Photographs include front, rear and street scene photographs of the subject property and front photographs of all comparable sales. Also included: an interior floor plan sketch, interior photographs of the subject property, Market Condition Addendum, Zip Code Statistics, aerial view of subject property, aerial assessor map, assessor map, a location map (indicating location of the subject and comparables) and plat/survey if available.

[-]   FNMA 1073 (Owner Occupied)
FNMA 1073 Individual Condominium Unit Appraisal Report (Owner Occupied Properties)

The FNMA 1073 appraisal report consists of a visual interior and exterior observation of the subject property and a visual observation from street of all comparable sales used to support the value conclusion. Photographs include interior, front, rear and street scene photographs of the subject property and front photographs of all comparable sales. Also included: an interior floor plan sketch, Market Condition Addendum, Zip Code Statistics, aerial view of subject property, aerial assessor map, assessor map, and a location map (indicating location of the subject and comparables).

[-]   FNMA 1073 (Investment Property)
FNMA 1073 Individual Condominium Unit Appraisal Report (Rental/Investment Properties)

The FNMA 1073 appraisal report, in conjunction with a Single Family Comparable Rent Schedule (FNMA 1007) and an Operating Income Statement (FNMA 216), consists of a visual interior and exterior observation of the subject property and a visual observation from street of all comparable sales used to support the value conclusion. Photographs include interior, front, rear and street scene photographs of the subject property and front photographs of all comparable sales. Also included: an interior floor plan sketch, Market Condition Addendum, Zip Code Statistics, aerial view of subject property, aerial assessor map, assessor map, and a location map (indicating location of the subject and comparables).

[-]   FNMA 1025
FNMA 1025 Small Residential Income Property Appraisal Report

The FNMA 1025 appraisal report consists of a visual interior and exterior observation of the subject property as well as all units in the subject property. A visual exterior obersation from street of all comparable sales used to support the value conclusion is also included. Photographs include front, rear and street scene photographs of the subject property and front photographs of all comparable sales. Also included are an interior floor plan sketch, an exterior building sketch, a location map (indicating location of the subject and comparables), and plat/survey if available. The Operating Income Statement (Form 216), when requested, will be provided for an additional fee.

[-]   FHLMC 704 (Exterior Inspection)
FHLMC 704 Property Value Analysis Appraisal Report (Drive-by Exterior)

This appraisal report is most commonly known as a "Drive-by Appraisal". This report is limited in its scope, in that it does not include a visual interior observation of the subject property, nor does it include the cost or income approaches to value. This report uses only the Sales Comparison Approach to estimate market value. Due to the limited scope of this appraisal report, it is rarely used for first mortgages. The FHLMC 704 consists of a visual exterior observation of the subject property and a visual exterior observation from street of all comparable sales used to support the value conclusion. Photographs include front, rear, and street scene photographs of the subject property and front photographs of all comparable sales. Also included is a location map (indicating location of the subject and comparables) and plat/survey if available.

[-]   FHLMC 704 (Interior Inspection)
FHLMC 704 Property Value Analysis Appraisal Report (Drive-by Interior)

This appraisal report is most commonly known as a "Drive-by Appraisal". This report is limited in its scope, in that it does not include the cost or income approaches to value. This report uses only the Sales Comparison Approach to estimate market value. Due to the limited scope of this appraisal report, it is rarely used for first mortgages. The FHLMC 704 consists of a visual interior and exterior observation of the subject property and a visual exterior observation from street of all comparable sales used to support the value conclusion. Photographs include front, rear, and street scene photographs of the subject property and front photographs of all comparable sales. Also included are an interior floor plan sketch, a location map (indicating location of the subject and comparables) and plat/survey if available.

[-]   FHLMC 2055 (Exterior Inspection)
FHLMC 2055 Quantitative Analysis Appraisal Report (Drive-by Exterior)

This appraisal report is most commonly known as a "Drive-by Appraisal". This report is limited in its scope, in that it does not include the cost or income approaches to value. This report uses only the Sales Comparison Approach to estimate market value. Due to the limited scope of this appraisal report, it is rarely used for first mortgages. The FHLMC 2055 consists of a visual exterior observation of the subject property and a visual exterior observation of all comparable sales used to support the value conclusion. Photographs include front, rear, and street scene photographs of the subject property and front photographs of all comparable sales. Also included are a location map (indicating location of the subject and comparables).

[-]   FHLMC 2055 (Interior Inspection)
FHLMC 2055 Quantitative Analysis Appraisal Report (Drive-by Interior)

This appraisal report is most commonly known as a "Drive-by Appraisal". This report is limited in its scope, in that it does not include the cost or income approaches to value. This report uses only the Sales Comparison Approach to estimate market value. Due to the limited scope of this appraisal report, it is rarely used for first mortgages. The FHLMC 2055 consists of a visual interior and exterior observation of the subject property and a visual exterior observation from street of all comparable sales used to support the value conclusion. Photographs include front, rear, and street scene photographs of the subject property and front photographs of all comparable sales. Also included are an interior floor plan sketch, a location map (indicating location of the subject and comparables) and plat/survey if available.

[-]   FHLMC 2070 (Exterior Inspection)
FHLMC 2070 Loan Prospectorģ Condition and Marketability Report (Drive-by Exterior)

This report consists of a visual exterior observation of the subject property from the street without an estimate of market value. It is not an appraisal. The FHLMC 2070 consists of a visual exterior observation of the subject property. The appraiser notes the subject property's highest and best use, it's comformity to the neighborhood and any physical deficiencies observable from a drive-by inspection. If the property does not conform to the neighborhood or there are physical deficiencies, a determination will be made as to the necessity for an upgrade to an interior/exterior inspection and appraisal. The upgrade will be reported on a FNMA 1004. Photographs include front, rear, and street scene photographs of the subject property.

[-]   FHLMC 2070 (Interior Inspection)
FHLMC 2070 Loan Prospectorģ Condition and Marketability Report (Drive-by Interior)

This report consists of a visual interior and exterior observation of the subject property without an estimate of market value. It is not an appraisal. The FHLMC 2070 consists of a visual interior and exterior observation of the subject property. The appraiser notes the subject property's highest and best use, it's comformity to the neighborhood and any physical deficiencies observable from the inspection. If the property does not conform to the neighborhood or there are physical deficiencies, a determination will be made as to the necessity for an upgrade to a FNMA 1004. Photographs include front, rear, and street scene photographs of the subject property. Also included is an interior floor plan sketch.

[-]   FNMA 2055 rev. 9/96(Exterior Inspection)
FNMA 2055 rev. 9/96 Exterior-Only Inspection Residential Appraisal Report
We do not provide FNMA 2055 rev. 03/05 as it is not USPAP compliant

The FNMA 2055 appraisal report consists of an exterior visual observation of the subject property and a exterior visual observation from street of all comparable sales used to support the value conclusion. Photographs include front and street scene photographs of the subject property. Also included is a location map (indicating location of the subject and comparables). Front photographs of all comparable sales are also available for an additional fee.

[-]   FNMA 2075
FNMA 2075 Desk Top Underwriter Property Inspection Report

The FNMA 2075 Desk Top Underwriter Property Inspection Report is used in conjunction with Fannie Maeís Desk Top Underwriting Automated Valuation Model (AVM). When the AVM is used to estimate a value for the subject property and the results fall within an acceptable tolerance, Fannie Mae instructs the lender to provide this FNMA 2075 form as part of the application. The report includes a neighborhood overview and affirms the subjects actual existence as well as its exterior condition. No value estimate is included with this report.

[-]   FNMA 1007
FNMA Form 1007 Single Family Comparable Rent Schedule

The Comparable Rent Schedule is completed when the appraiser finds the highest and best use of the property as a rental unit rather than owner occupied - even though the property may be currently occupied or intended to be occupied by the owner. It is also completed if the property is actually rented or intended to be rented in the near future.

[-]   FNMA 216
FNMA Form 216 Operating Income Statement

The Operating Income Statement is utilized for one to four family investment. This form provides the cost of operating an income producing property, such as management, utilities and other similar day to day expenses, as well as taxes, insurance and a reserve for replacement of items which wear out periodically.

[-]   Desk Review
Desk Review

The Desk is completed by an appraiser in the subjectís market. The scope of the work completed by the review appraiser is to determine the accuracy, adequacy and relevance of the subjectís data and comparable data and the propriety of any adjustments to the data. Subject data and comparable data verification is included to the extent of its public availability. Subjective interior condition estimates are assumed to be reliable unless first hand knowledge to the contrary is held by the reviewer. The appraiser also verifies the appropriateness of the appraisal methods and techniques used or developed in the report. The review appraiser also confirms the conformity of the appraisal as set forth by the Appraisal Standards Board and the reliability of the analyses, opinions and conclusions in the report under review. This product does not include the development and reporting of an alternative opinion of value if the original opinion expressed in the appraisal under review is deemed to be unreliable or inaccurate. No physical inspection or photographs of either the subject or comparables is completed. The scope of this product may be expanded to include additional requirements under individual state jurisdictional requirements. All appropriate attachments, certifications and limiting conditions are included.

[-]   Field Review
Field Review

The Field Review Report is completed by an appraiser in the subjectís market and consists of an exterior visual observation of the subject property and comparables sales. Photographs include front photographs of the subject property and all comparable sales. The scope of the work completed by the review appraiser is to determine the accuracy, adequacy and relevance of the subjectís data and comparable data and the appropriateness of any adjustments to the data. Subject data and comparable data verification is included. Subjective interior condition estimates are assumed to be reliable unless first hand knowledge to the contrary is held by the reviewer. The appraiser also verifies the appropriateness of the appraisal methods and techniques used or developed in the report. The review appraiser also confirms the conformity of the appraisal as set forth by the Appraisal Standards Board and the reliability of the analyses, opinions and conclusions in the report under review. This product includes the development and reporting of an alternative opinion of value if the original opinion expressed in the appraisal under review is deemed to be unreliable or inaccurate. Should the value be deemed unreliable or inaccurate, the reviewer will provide data to support a change in opinion of value. All appropriate attachments, certifications and limiting conditions are included.

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