Tag: Private Mortgage Insurance

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What is Private Mortgage Insurance (PMI)?

April 10April 10 eappraise staff PMI, Private Mortgage Insurance

If you put less than 20% down towards the purchase of your home, you can safely assume that you are

I had a fantastic experience working with Desiree! Her professionalism, attention to detail, and expertise in the field were truly impressive. She provided a thorough and accurate appraisal, ensuring I had a clear understanding of the value of my properties. I highly recommend Desiree for anyone in need of appraisal services. I was lucky to have her appraise my 2 properties. Thank you for your outstanding work!

lena saeedi

I needed helping getting appraisals for 4 properties. Desiree did a great job on all 4; she was responsive, professional, honest, and thorough. I reached out to her many months later for additional information and she was still just as responsive and professional. I will definitely reach out to her for any future property appraisals!

J.T. Yaung

Desiree is awesome. She delivered and made time for me within my very tight schedule. She is kind and considerate and will go above and beyond to take care of her clients. Highly recommend her.

Farzana Sultana

Desiree is THE only appraiser that I can trust, when I need serious help with a property appraisal/ valuation. She’s is very knowledgeable, and explains her numbers with perfect and educated reasons. When I have to list a property, consulting with her, and getting her blessings on my listing price is heavenly good!! Will definitely recommend her highly.

Faye Navab

My experience with Desiree was EXCELLENT!! She is very professional, knowledgeable and committed to providing a fair and up to date real estate appraisal. Her communications maybe the best I ever received from a vendor. Needless to say I HIGHLY recommend her appraiser service.

John Morosini

I needed an appraisal really fast and Desiree delivered. She’s extremely thorough, detail oriented and accommodating to your needs. If you need help with an appraisal, you can count on EAppraise to provide quality and timely service.

Hak Lee

Professional appraiser, knowledgeable, highly experienced, timely, I abselutely recommend eAppraise company.

Lily Baybordi

Desiree was simply amazing! We were in a very tight time crunch and she made it happen on her own time. HIGHLY recommend eAppraise Company. Thanks so much, Desiree!

Donna Meyers

I would highly recommend Eappraise to anyone in need of appraisal services. I’m a Realtor with Keller Williams Realty and I could not have asked for better service. I needed a rush appraisal and contacted Desiree. I was very impressed with her responsiveness, her professionalism and her work. She has definitely helped us look very professional and all of my appraisal jobs are going to her.

Maggie Saeed

Knowledgeable and easy to work with. The service, response time and turnaround time provided by this company was exceptional! I am very impressed with them. They come with my high recommendation!

Cyrus Tahernia

Is a Horde of Deadbeat Borrowers Again Walking Among Us? November 4
There are signs of a new horde of deadbeat borrowers, but the foreclosure filings are being delayed and masked by the government itself. Some of the current deadbeat borrowers will learn to expertly work the system… In 2022, a San Ramon, California, couple who hadn’t made a mortgage payment since 2009 was finally evicted. Anita […]
Jeremy Bagott
FHFA’s Appraisal Waivers Expansion October 29
The Federal Housing Finance Agency’s (FHFA) recent push to expand the use of appraisal waivers represents a concerning and potentially disastrous gambit that threatens to undermine the integrity of the housing market and the broader economy as a whole. The recent announcement from the FHFA Deputy Director Naa Awaa Tagoe regarding the expansion of appraisal […]
AppraisersBlogs
The Great Debate on Appraisal Fees October 28
She included several different fee split examples indicating AMCs retained as much as 70 percent of the total appraisal fee paid by the borrower, which prompted her to stop working with AMCs because of the lack of transparency. The appraisal industry is abuzz with a discussion about appraisal fees. The Consumer Financial Protection Bureau (CFPB) […]
Isaac Peck
Lack of Evidence, Appraiser Challenges Discrimination Claims October 24
The next morning I went to my trusted AI program and asked if there was any evidence of bias. “Where is the evidence?” The issue of perceived bias and discrimination in the appraisal industry has become a highly contentious and polarizing topic in recent years, sparking intense debate and controversy. At the heart of this […]
AppraisersBlogs
NFHA’s False Narrative Undermines the Appraisal Industry October 18
A barrage of billboards, magazine ads, and TV/radio public service announcements is being used to amplify and spread this false narrative. The latest attack on the appraisal industry is being spearheaded by the National Fair Housing Alliance (NFHA) and the Department of Housing and Urban Development (HUD), who are aggressively pushing a false narrative of […]
AppraisersBlogs
How Deep Fakes Have Burrowed Into Home Finance October 14
Fannie and Freddie have been toiling at the coalface of “synthetic appraisals” – “black box valuations.” In the 1960s, technocrats at the Pentagon used the latest IBM mainframe computers to analyze complex data related to the Vietnam War. Planners fed punch cards into the machines and ran endless simulations, hoping to determine strategies for winning […]
Jeremy Bagott
New UAD Overhaul: What Appraisers Can Expect in 2025 & Beyond September 19
Folks, I recently attended a Train the Trainer 1.5 day class about the new UAD/URAR, jointly facilitated by Fannie Mae, Freddie Mac and Aloft. About 20 other instructors from across the US were also present. This class is required before this new UAD material can be taught to other appraisers, under contract with the GSEs. […]
Dave Towne